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Technology management. Today 's solutions are more complex, combining technologies from multiple platforms. IBM Global Financing helps you manage your technology by allowing different midlease and end-of-lease decisions for different assets. For example, upgrade your AS/400, trade your PCs for new ones, and keep your networking equipment. Many lessors do not offer this kind of flexibility. Our lease solutions are designed to help you meet your technology objectives.
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IBM Global Financing offers fast, flexible options for leasing, renting, or purchasing the equipment, systems and services you need.
Call 132 426 and ask to be connected to a Financing Specialist. Or visit the IBM Global Financing Web site.
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Above-board fee structures. Consistent credit guidelines, with terms and conditions designed to be easy-to-understand, make financing with IBM Global Financing a straightforward process. It is our policy to notify customers when a lease is about to expire and to explain the various options and costs they have at that time.
Midlease flexibility. We don't just set up your financing plan and then just disappear. At IBM Global Financing, we stay in touch with you at key points in your lease to keep you posted on the midlease and end-of-lease options you have and the different costs of your options.
Innovative technology exchange options. When you finance with IBM Global Financing, you gain the flexibility to manage your IT assets to meet business needs. We can assist you in upgrading or exchanging older equipment. Even if it is still under lease - and provide financing plans that address the total solution, not just the hardware.
Rent. Some financing companies prefer their financing contracts to begin on the first day of the month following installation, and apply interim rent for those days that fall between installation and the beginning of the contract. Most IBM Global Financing plans begin on the day following installation, so there are no extra charges or hidden expenses.
Payment in arrears. Most finance companies ask you to pay in advance for the use of the equipment each month. With IBM Global Financing, you pay in arrears, for the previous month. This can reduce the real cost financing, when the time value of money is considered.
Installment purchase arrangements. IBM Global Financing can arrange financing for a wide range of customer needs. We offer both leasing and installment purchase financing to meet your specific tax and financial requirements.
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